Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. The History of Retirement Do you know where the idea of “retirement” comes from? Potential Income from an IRA Estimate your monthly and annual income from various IRA types.